Discover Your Money Personality!

1. When you receive your paycheck, what's the first thing you usually do?

Celebrate a little - I deserve this! Clear my bills, then keep the rest untouched. Update my budget and see what adjustments I need to make. Transfer a portion into accounts I don't touch - it's about future goals. Think about how I can support or treat the people around me. Use it to fund a new idea I've been wanting to try. Honestly, I don't even look at it - It's stressing me out.

2. How do you feel about budgeting?

I've tried, but I usually end up ditching it. It's comforting, like a safety net. I actually enjoy it. I like knowing where everything goes. I use it mainly to track my long-term progress. I budget so I can be there when others need me. It feels too limiting - I prefer flexibility. I avoid it - it's too overwhelming.

3. You find a large sum of money unexpectedly, what's your move?

I'd treat myself - I wasn't expecting it, so why not? I'd save all of it just in case something comes up later. I'd split it between saving, spending, and a small treat. I'd move it into a growth fund or use it to chip away at my bigger plans. I'd offer help to someone who needs it more than I do. I'd finally try out that thing I've been curious about - could be a life changer. I'm not sure how much I owe.

4. What's your relationship with debt?

If it helps me get something I want now, I'll deal with it later. I avoid it completely. I manage it carefully with payment timelines and tracking. I use it with strategy. I've taken it on before to help others. I don't mind it - if I believe in what I'm doing, it's worth the risk. I'm not sure how much I owe.

5. How do you decide on big purchases (e.g., phone, trip, gadget)?

If I really want it, I'll find a way to make it happen. I sit on it for a while before committing - I need to be sure. I weigh it against my budget and current needs. I look at how it fits into my bigger financial goals. I think about how it could benefit others too. I trust my gut - if it feels right, I go for it. I usually put it off. Making those decisions stresses me out.

6. How often do you check your bank account or financial apps?

Only when I need to make a payment or check if I have enough. A few times a week - just to stay in the loop. Every week - I track my spending carefully. Often. I like watching things grow and shift. When I need to plan for something involving other people. Only when I'm moving money for something new I'm trying out. Rarely.

7. What's your financial goals?

Make time for experiences and things that make me happy. Build up my savings so I feel more secure. Follow a system that actually works for my life. Move closer to financial freedom - step by step. Be in a better position to support others. Start something I've been dreaming about for a while. Get out of my comfort zone and actually face my finances.